Filing for Bankruptcy: Types and Alternatives

If you are in financial trouble due to large unpaid medical bills, significant debts that you can’t repay or you are faced with a foreclosure, then filing for bankruptcy might be the right step to make in order to start anew. You should, however, keep in mind that this is not a simple process or … Read more

3 Steps to Fit Peer Lending Into a Diversified Portfolio

Peer lending investing offers a unique investment opportunity that can potentially change the investing landscape for investors. Whereas in the past, only banks had the opportunity to lend money to individuals as personal loans, now anyone with the money to do so can participate. Through websites such as Lending Club and Avant, investors can find … Read more

Alternatives to Payday Loans

If you’re in need of quick money, one option you may have been considering is a payday loan. You’ve probably seen the ads on TV or spotted a few payday loan stores in your area. These are a popular option for their convenience, as you can typically obtain them the same day that you apply … Read more

Peer Lending Scams and other Business Loan Dangers

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Watch for these four clues to peer lending scams and avoid high-interest small business loans. So you need money and the banks just aren’t lending. As if someone is listening, you get an email offering loans of up to $50,000 with no credit check. Is it a lifeline from above or one of those too-good-to-be-true … Read more

7 Ways to Use Peer to Peer Personal Loans for Any Reason

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Peer to peer personal loans can be used for any reason but here are a few of the most common Debt and peer to peer personal loans get a bad name around the financial blogging community but they are really just financial tools. Use them incorrectly and you can smash things up pretty bad. Use … Read more

How to Date When You’re Broke

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Being broke doesn’t have to mean being single. Check out these broke dating ideas to find love without losing your financial well-being Reading through some of the scholarship essays we’ve been posting reminds me of what it was like to be young and broke. Ah, all those ramen noodles. I’ve always been kind of thrifty … Read more

Why Debt Free isn’t Your Best Financial Option

Debt Deniers Debt Free Living

Being debt free isn’t necessarily the best thing you can do. Learn how to use debt as a financial tool and be better off. A lot of the personal finance blogs on the net revolve around paying off debt and living a debt free life. I’ve seen debt, especially from payday loans and high interest … Read more

How Much Can You Save with Extra Loan Payments?

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Just a small amount in extra mortgage loan payments can add up to thousands in savings The question of paying off loans and interest rates came up at a restaurant with friends last week. I’m in no hurry to pay off my mortgage at about 4.25% but another friend still had an old loan at … Read more