debt ranking in order

Do you Know How to Rank your Debt?

Knowing how to rank your debt can open up new opportunities and improve your credit score Debt is bad! Paying off your debt is good! That seems to be immutable ... Read more
guide debt consolidation process

Your Complete Debt Consolidation Process

The debt consolidation process can save you money on interest and help get your credit back on track Up to this point on the blog, I’ve talked about how to ... Read more
pay off debt or build emergency fund?

Should You Pay Off Debt or Build Emergency Fund First?

This article discusses the pros and cons of paying off debt or building emergency fund first. Debt is a ball and chain that can affect your quality of life for ... Read more
best personal finance books to read

12 Best Books about Debt Relief and Credit Repair

A short list of Amazon’s best books about debt relief, credit repair, and increasing your credit score I destroyed my credit in my early 20s, and it was only by ... Read more
should i invest or pay off mortgage first

The Financially-Dumb Answer to Pay Off the Mortgage or Invest

The common answer to paying off debt or investing is wrong Whether to pay off your debt before you start investing. It’s one of the most common financial questions, financial ... Read more
personal bankruptcy process resource guide

Guide to Personal Bankruptcy: Everything You Need to Know

Personal bankruptcy can save you from lifelong financial loss but you need to understand the bankruptcy process and how to file correctly I had a high school teacher that was ... Read more
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Rent to Own Home Scams and How to Avoid Them

Rent to own homes can be an excellent option for bad credit borrowers if you understand how to find a fair deal Rent to own homes are a favorite tool ... Read more

Pay Off My Mortgage Early? Pfft…Not in This Economy!

The Decision to pay off a mortgage early might not be as easy as you thought Are you seeing all these posts on how to pay off your mortgage faster? ... Read more

Back-to-School Shopping: Saving Tips That Won’t Hurt Your Pocket

Studies say that the average parent spends $500 per child on school supplies. Get these useful back-to-school shopping saving hacks to help secure all the needed school supplies for your ... Read more
how to negotiate debt fast

4 Steps I Used to Negotiate Debt and Save $6,500

Use these four easy steps to negotiate debt and save money with any creditor If you just can’t make your payments, there is a way to cut the amount of ... Read more