Another technique my parents taught me to maintain financial responsibility was to always leave a financial cushion in the bank account and pretend as though it is not there.
Making the decision to quit working for one of the largest fortune 500 companies to go back to school to receive my Masters Degree in School Counseling was a very difficult choice.
Having always practiced financially responsible decisions, it was going against my nature to go back to school where I knew I would have to pay for the entire education myself. However, I also knew that I had to follow my heart.