21 Simple Steps to Fix a Bad Credit Score Fast

Miss a payment and now can't get a loan because of your credit score? Are the only loans you get are on interest rates you can't afford? Learn how to fix your credit score with these helpful tips.

Why Does it Take So Long to Boost Your Credit Score?

Part of the reason it can take longer to fix your score is the fact that some of the biggest steps to fixing a bad credit score take several months.

1. It helps you stay organized. 2. You spot any inaccuracie. 3. It increases your privacy. 4. It identifies risk.

Why You Need to Check Your Credit Score from Time to Time

That bad credit score is based on a variety of factors like your ability to pay off more debt, your credit history and other things that might help creditors make the decision whether you will pay them back. 

Here are the steps: 1) Understand why you have a bad credit score

Contacting the credit bureaus is going to be an important part of fixing a bad credit score so you need to have their addresses handy. 

2) Keep the contact information for credit score companie

3) Review your credit score and reports for accuracy

The important step to fixing your credit score is to check your three reports for errors. It doesn’t happen a lot but the Federal Trade Commission estimates that at least 5% of reports contain an error. 

This is one of my favorite steps because it can really boost your bad credit score. The first step is to write a dispute letter to the credit bureau about any errors on the report. 

4) Remove negative comments from reports to fix a bad credit score

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