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what is the penny challenge

How to Turn the Penny Challenge into $2,500

I love savings challenges, and few are as popular as the penny challenge. It sounds so easy. Just saving your pennies every day can add up to hundreds of dollars ... Read more
how to pay for christmas shopping no money

How to Pay for Christmas When You Don’t Have Any Money

How to pay for Christmas without sliding to financial ruin is about understanding the best and worst options available. I’m not going to preach about responsible spending and how Christmas ... Read more
what is rent to own home option

Rent to Own Home Scams and How to Avoid Them

Rent to own homes can be an excellent option for bad credit borrowers if you understand how to find a fair deal Rent to own homes are a favorite tool ... Read more
budget tricks that work

5 Budget Tricks You Won’t Believe Actually Work

Spending is too easy and budgeting is no fun! Use these five budget tricks to save more money. Budgeting is like New Year’s Resolutions – we all know we need ... Read more
fico score checklist

8-Point Credit Score Checklist to Boost Your FICO Fast

Use this FICO checklist for the best ways to increase your credit score within a few months As someone that destroyed their credit score, I can tell you that FICO ... Read more

(UPDATED) myFICO Review: Helping You Understand Credit Scores and Reports

Learn to understand your credit scores and reports using this helpful tool. This myFICO review will give you an overview. Are you curious about the world of credit scores and ... Read more

Alternatives to a Traditional Wedding

Does a traditional wedding feel too standard for you? Or perhaps, you want to buck the tradition of spending massive amounts of money starting your partnership broke or in debt. ... Read more
Loan Principal and Interest Payments Example

Loan Principal, Tricks Lenders Play and How to Pay Off Loans Fast

Understanding loan statements and concepts like loan principal can help you save thousands Loans are a necessary evil that every single person must deal with at one time or another ... Read more

Upstart Review 2021: Applying for a Personal Loan with Bad Credit Score

Know how to apply for a personal loan when you have a bad credit score through this Upstart review. Upstart.com is a company which gives individuals the chance to make ... Read more
badcreditloans review

BadCreditLoans Review: How to Get a Loan with Poor Credit History

This BadCreditLoans review will give you insights on how you can get multiple offers from the site’s network of banks and lenders.  BadCreditLoans.com is a website that offers loans and ... Read more
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