Financial freedom is not about having everything handed to you, but rather knowing when and how much risk to take in order for your money to grow.
All you need is a plan and a good understanding of how the stock market works. Best way to get started is by choosing a good investment plan.
The number one reason you need to be financially independent by 40's is because it gives you control of your future.
Having smart spending habits also gives you the ability to spend your time doing things like traveling, exploring different hobbies, or just taking some down time.
Retirement is not a bad thing to worry about. You should always have some money set aside for the future so you can live comfortably when you get older.
Make sure to do your own research and to not put all your eggs in one basket.
Focus on low cost properties before you take on costly investments. Rent out extra rooms!
Inflation is a way of life and it's important that you learn how this economic phenomenon can affect your savings, investments and retirement accounts.