The average score for most states tends to lie in the upper 600 range. If you fall below these scores, there are actions you can take to improve your credit rating.
Here are six ways to improve your credit score to make you a better candidate for your chosen mortgage options.
What you can do, however, is start over now and make a more conscious effort to stay on top of your bills to improve your credit report moving forward.
One reason it’s so easy to get into credit card debt is because of the hefty late fees and high-interest rates that credit card companies place on late payments.
You need to immediately dispute these errors on your credit file to a credit reporting agency.
If you can’t immediately pay off the item that you’re using your credit card for, don’t use it to pay for that item.