Which Factors Most Influence Credit Score?
Understanding the factors that affect credit score and how to manipulate them will get you the best possible rate on your next loan. The market for credit repair services brings ... Read more
What is a Loan Origination Fee? [And How to Not Pay It]
Loan origination fees are a holdover from yester-year but that doesn’t mean you have to pay them Loans are expensive but it turns out, they might be even more expensive ... Read more
Why You Must Consolidate Debt this Year
Consolidation loans and all other loans are about to get more expensive and you might not be able to qualify When I destroyed my credit and fell deep into debt ... Read more
Is it Possible to Get Bad Credit Home Loans?
Follow this simple process for bad credit home loans at rates you can afford First let’s start by saying I hate the term ‘bad credit’ and bad credit home loans ... Read more
11 FICO Credit Score Myths that Will Change Your Financial Life
These FICO credit score myths can keep you from getting the money you need, a good job or even a roof over your head Your FICO credit score is one ... Read more
10 Most Important Questions about Debt and Credit
Getting the facts about the most important questions on debt will help you avoid the biggest traps Debt is a destroyer of lives. Not only because it keeps you working ... Read more
The Simple Answer to Should I Refinance My Car?
Refinancing your car can lower your payments, get a better rate and get you out from under the dealer Most people know that you can refinance your mortgage for better ... Read more
Ultimate Guide to Lease to Own Homes and Scams to Avoid
Buying a lease to own home could be the solution to getting your dream home even on bad credit What happens when you find that perfect home, your dream home, ... Read more
What is a Good Credit Score to Buy a Car?
Understanding car loans and what credit score you need to buy a car will help you get the best deal possible. Car sales have plunged over the last few years ... Read more
What are installment loans?
Installment loans are different from other consumer credit like payday loans and credit cards and can help you get back on track Payday loans have been getting a lot of ... Read more