A way to trick your budget by hiding money is to lock it up with Certificates of Deposit. These are short-term notes sold by the bank that pay interest over periods from three months to three years.
Make sure you are spending at least a little of your hard-earned money every month. Budget your fun-money carefully but make sure you’re enjoying life and can keep to your goals.
Turn your budget upside-down with my favorite budget trick. Take out the money for savings and investment first, before your normal living expenses.
Who needs budget tricks when you’re able to make more money? Stop spending all your time worrying about how to save money and spend a little time thinking about how to make extra money.
Budget bucketing is about creating a little financial discipline by separating your money according to your goals. The bucket strategy works for retirement investing also.