Joseph Hogue, CFA

why you should buy a home versus rent

This Dumb Financial Decision is the Right One to Make

Buying your home is better than renting but not for the reason you think Is there any personal finance topic more controversial than buying a home versus renting? Public opinion ... Read more

What Does Instant Approval Credit Really Mean?

Your credit score is not where you’d like it to be but you need access to credit fast? Take a look at what instant credit approval means Nowadays, virtually every ... Read more
sofi personal loan application process page

SoFi Personal Loan Review for Personal and Student Loans

The SoFi personal loan application process offers some of the lowest rates around with a maximum rate that is half that at other lenders. SoFi (formerly called Social Finance Inc.) ... Read more
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What Should You Pay with a Credit Card?

Should you pay your mortgage or rent with a credit card? How about other expenses or should you use credit cards at all? Are credit cards weapons of financial destruction ... Read more
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7 Tips to Pay Off Debt Faster

See how one reader paid off over $78,000 in debt within two years and the seven debt payoff strategies that work Debt is a hard pill to swallow. What started ... Read more
what is the difference between subsidized and unsubsidized loans

Saving Thousands with Subsidized and Unsubsidized Loans

The difference between subsidized student loans and unsubsidized loans could save you thousands of dollars From retirement saving to healthcare and other programs, the only way to get free money ... Read more
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How to Freeze Your Credit Reports from Hackers in 5 Minutes

Protect your family with a security freeze on your credit report and special deals on credit monitoring It finally happened. I was one of the 143 million people in the ... Read more
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The Truth to How Much Car Can I Afford the Dealer Won’t Tell You

Know the difference between how much car can I afford and how much should you spend One of the worst questions you can ever ask is, “How much can I ... Read more
best retirement investing strategies for retirees

3 Retirement Investing Strategies to Make Your Money Last

These three retirement investing strategies will make your money go farther and guarantee income Most Americans face a tragic tug-of-war in retirement, pay for living expenses or grow their savings ... Read more
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The Shocking Truth About When to Take Social Security Benefits

It might seem to make sense waiting to start social security but the truth is delayed benefits aren’t all they seem You’re nearly there! That proverbial brass ring of retirement ... Read more
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